Dolores  Singh

Dolores Singh

Sales Representative

Century21 Leading Edge Realty Inc., Brokerage

Mobile:
416-936-8343
Office:
416-298-6000
Email Me

Unlock Home Buyer Programs with Dolores Singh

Government programs can save you thousands and make homeownership more affordable. With expert guidance from Dolores Singh , you can take full advantage of these opportunities and find your dream home faster.

Discover Your Eligible Home Buyer Programs

Answer 3 quick questions to find out which programs may apply to you.

You may qualify for

 

Note: Eligibility may vary. Please check official sites for full details

Start exploring homes with our Dream Home Finder and make the most of the programs you may qualify for.

We didn't find a match in our current list of programs and rebates.

But don't worry — our list doesn't include every program across all provinces, and eligibility can vary, so you may still have options available.

Use our Dream Home Finder to explore homes today and be ready for opportunities when programs become available.

or share your results with Dolores Singh to confirm your eligibility and find the best savings.

Or send your results to Dolores Singh to review your situation and find more ways to save on your home.

 

Have Questions?

Home Buyer’s Plan (HBP)

The HBP allows you withdraw up to $60,000 from your RRSP tax-free to buy or build your first home. You'll have up to 15 years to repay the funds, starting the second year after withdrawal.

Tips

If buying with a partner, each of you can withdraw $60,000, for a combined $120,000 toward your down payment.

Looking for help with Home Buyer’s Plan application?

Who is eligible?
  • Canadian resident
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • Have a written agreement to buy or build a qualifying home
  • Plan to occupy the home as your principal residence within one year of purchase or build
What homes qualify?
  • Located in Canada
  • Includes:
    • Detached or semi-detachedhomes
    • Townhouses
    • Condominiums or apartments
    • Mobile homes
    • Co-ops with equity ownership

Check Out Some of Dolores Singh ’s listings that could qualify for the Home Buyer’s Plan.

First-Home Savings Account (FHSA)

The FHSA is a registered plan that combines the benefits of an RRSP and TFSA — tax-deductible contribution and tax-free withdrawal for your first home. You can contribute up to $8,000 per year, with a lifetime maximum of $40,000.

Who is eligible?
  • Canadian resident
  • 18 to 71 years old
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • When making a withdrawal:
    • Have a written agreement to buy or build a qualifying home
    • Plan to occupy the home as your principal residence within one year of purchase or build
What homes qualify?
  • Located in Canada
  • Includes:
    • Detached or semi-detachedhomes
    • Townhouses
    • Condominiums or apartments
    • Mobile homes
    • Co-ops with equity ownership

Looking for help with First Home Savings Account?

Tips

Open FHSA early in the year to maximize your annual contributions and investment growth.

Government Programs for Home Buyers


Maximize Your First Home Budget

Curious how to combine the HBP with the FHSA to boost your down payment? Connect with Dolores Singh today to build the best strategy for your first home

 

 

 

 

Read More

 Welcome to my website if you just started living in Toronto, you have chosen the right place to look for Toronto real estate. Have a look through my featured listings, if you have condos in mind, take a look at the hundreds of Preconstruction Toronto condo listings, Toronto Condos, Luxury homes, If you need any assistance call me directly at 416-936-8343, or email me at dolsingh21@gmail.com.

 

As a knowlegeable and reliable Real Estate Agent, I understand that buying and selling a home is one of Life's paramount experiences.
I specialize in North York and Scarborough homes and condos.  I have worked to satisfy countless clients over the years.  My goal is to save you time and money, and ensure all your sales and puchase need are met.

When you work with me, you will benefit from 20 years of Real Estate experience.    

 

To help serve you better, complete the form that best serve your needs.  As a real estate professional,I will make every effore to find or sell your home in a timely and professional manner.  I am here to make your real estate transaction easy.


Call me either for a Free Home Evaluation or a Home Buyers Private Consultation.


Dolores Singh

Sales Representation



Designation: Business Administration

Education: Ryerson Polytechnical Inst. Business Administration

Speciality: Residential Real Estate
Homes, Condos, Lofts, Townhouses
PreConstruction and New Construction Homes
Rentals, Foreclosure and Bank Sales

Years of Experience: 20

Awards: Luxury home expert, Senior Agent designation, Homelife award

Area Covered: Scarborough, North York, Ajax, Pickering, GTA

Languages Spoken: English



Have Questions?

Land Transfer Tax Rebates

The LTT is a provincial and/or municipal tax paid when purchasing a property. Some provinces offer rebates for first-time home buyers

Looking for help with your Land Transfer Tax Rebate application?

Who is eligible?
  • Canadian citizen and permanent resident
  • 18+ years old
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • Plan to occupy the home as your principal residence within 9 months
How much can you get?
  • Ontario: Up to $4,000
  • Toronto: Up to $4,475 in addition to the Ontario rebate
  • British Columbia: Full exemption for homes up to $500,000
  • Other provinces vary; check your local rules

Estimate your land transfer tax in seconds. Use our Land Transfer Tax Calculator to see how much tax you’ll pay and any potential rebate you may qualify for.

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Have your Land Transfer Tax figured out?

Receive updates on newly listed properties in your area and make your next move easier.

Home Buyer’s Amount (HBA)

Also known as the First-Time Home Buyers’ Tax Credit (HBTC), this on-refundable tax credit helps with closing costs. You can claim up to $10,000, which translates to a maximum tax reduction of $1,500.

Who is eligible?
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • Bought a qualifying home in Canada
  • Plan to occupy the home as your principal residence within one year of purchase
What homes qualify?
  • Located in Canada
  • Includes:
    • Detached or semi-detached homes
    • Townhouses
    • Condominiums or apartments
    • Mobile homes
    • Co-ops with equity ownership

See how has helped clients turn their homeownership dreams into reality. Get in touch today to start your own journey.

 

TESTIMONIALS

    CMHC Improvements (Purchase Plus Improvements)

    The CMHC Improvement program lets you add eligible renovation costs to your mortgage — up to 10% of the improved value of the home Market value after renovations. . Ideal for buying a fixer-upper or upgrading immediately without a separate loan.

    Tips

    For owner-built or rental properties, you may qualify for construction financing or small rental loans under different rules.

    Sign up for Neighborhood Buzzer to get updates on homes with renovation potential

    Who is eligible (1- 2 unit owner-occupied properties)?
    • Canadian citizen, permanent resident, or non-permanent resident with a valid work permit
    • Minimum credit score of 600
    • Purchase price under $1,500,000
    • Minimum down payment: 5% on first $500,000 + 10% on the remainder
    • Maximum amortization period: 25 years
    Note: Eligibility criteria vary for 3 - 4 unit owner-occupied properties
    What homes qualified?
    • Located in Canada
    • Suitable for full-time, year-round occupancy
    • Must have year-round access

    GST/HST New Housing Rebate

    The rebate allows you recover a portion of the GST or HST paid on a new or substantially renovated home.

    Who is eligible?
    • Bought from a builder, built your own home, or completed major renovations
    • Primary residence for you or a close family member
    How much can you get?
    • Federal portion: Up to 36% of the GST paid, to a maximum of $6,300
    • Provincial portion: Varies by province. For example, you can get up to $24,000 in Ontario

    Looking for help with your GST/HST New Housing Rebate application?

     

    Have Questions?